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Benjamin Bystrom is a lecturer at the University of Hawaii’s Shidler College of Business, teaching graduate courses in entrepreneurial finance, Japanese finance and capital markets and undergraduate courses in travel industry and corporate finance, banking and economics. Ben came to teaching in 2004 after a 20-year career in investment and commercial banking both in New York and Tokyo. Most recently he was an Executive Director with Morgan Stanley in Japan where he focused on restructuring and financing of Japanese insurance companies and banks. Ben has worked in foreign exchange trading, mergers and acquisitions, derivatives and a wide variety of debt products. He has advised and financed Fortune 500 companies around the globe. Ben has a Bachelor’s degree in Business Economics and Quantitative Methods from the University of Hawaii and Master’s degrees from the University of Pennsylvania in Finance (Wharton School) and East Asia Studies/Japanese Language. In addition to being a fluent speaker of Japanese, Ben was a Research Fellow in the Economics Department at the University of Tokyo.


Jing Ai, is an Assistant Professor of Risk Management, Insurance, and Finance at the University of Hawai‘i at Mānoa. She received her Ph.D. in Risk Management and Master of Science in Information, Risk and Operations Management from the University of Texas at Austin, Bachelor of Science in Economics from Tsinghua University, Beijing, China. Her research is primarily focused on Enterprise/Corporate Risk Management, Insurance Regulation and Public Policy Issues, Behavioral Insurance, and Quantitative Methodologies in Risk Management